From your phone to theirs, in four steps
Dicha is built to do one thing extremely well: get your money to the people who matter, quickly and without surprises.
1. Create your account
Download Dicha and sign up with your phone number and email. Takes about a minute.
2. Verify your identity
As a regulated money transfer service, we verify every sender's identity — usually in under 2 minutes right in the app.
3. Add a recipient & amount
Choose who you're sending to, how they'll receive it, and how much. See the exact fee and exchange rate before you confirm.
4. Track it to delivery
Get notified when your transfer is sent and when it's delivered. No guessing, no follow-up calls.
Three ways for your recipient to get paid
Available delivery methods depend on the destination country.
Mobile money
Straight to wallets like M-Pesa, MTN Mobile Money, and GCash — usually delivered in minutes.
Bank deposit
Direct to any supported bank account, typically within one business day.
Cash pickup
Your recipient collects cash at a nearby partner location, often ready within minutes.
Ready to send your first transfer?
Join thousands of senders already using Dicha to support family and friends abroad.