Send money home, faster than the rest.
Dicha sends money from the US and Canada to the people who matter most — with upfront pricing, fast delivery, and none of the surprises. One job, done right.
Send to
USD → NGN
Amaka Okafor
GTBank •••• 4471
You send
$200.00
They receive
₦319,000.00
16+
Countries to send to
<2 min
Typical mobile money delivery
4.8/5
Average app store rating
$0
Hidden fees, ever
Sending money shouldn't feel like a chore
Four steps. A couple of minutes. That's the whole process.
Create your account
Sign up in minutes with just your phone and a quick ID check.
Add your recipient
Bank account, mobile money wallet, or cash pickup — your call.
Choose an amount & send
See the exact fee and exchange rate before you confirm. No surprises.
They get notified
Your recipient is notified the moment funds are on the way — and when they land.
16+ countries across three continents
From Lagos to Manila to Mexico City — send to a bank account, mobile wallet, or cash pickup point.
See exactly what they'll receive
No fine print, no rate games. The total you see here is what your recipient gets — confirmed again before you send.
- Rate locked in for 30 seconds at checkout
- Fee shown upfront, never buried in the rate
- No subscription, no minimum balance
Indicative estimate for illustration. Confirm the live rate and total in the Dicha app before sending.
We built Dicha to beat the apps you already know
Compare Dicha head-to-head with Tap Tap Send, Remitly, Western Union and WorldRemit — corridor by corridor.
See full comparisonsBased on Dicha's product design. Individual features vary by provider, corridor and amount. See details.
Real transfers, real families
“I send money to my mom in Lagos every month. Dicha shows me exactly what she'll get before I hit send — no guessing, no surprise fees.”
“Switched from my bank's wire transfer to Dicha and haven't looked back. Faster, cheaper, and I can do it from my couch.”
“The M-Pesa transfers land in minutes. My sister used to worry every time I sent money — now she just gets a text that it's there.”
“Simple app, does one thing really well. I compared it against three other apps and Dicha's total cost was the lowest for my amount.”
“GCash delivery is instant and the app just works. Setup took a few minutes and I was sending the same day.”
Questions? We've got answers
Can't find what you're looking for? Our team is here to help.
View all FAQsDicha is a mobile app for sending money from the United States and Canada to friends and family abroad. Pick a recipient, pick an amount, and send — no wallets, cards to load, or investing products to navigate.
Dicha supports 16+ receive countries across Africa, Asia, and Latin America & the Caribbean, including Nigeria, Ghana, Kenya, India, the Philippines, and Mexico. See the full list on our Countries page.
Dicha shows you the exact fee and exchange rate before you confirm a transfer — never a surprise at the end. Fees depend on the destination country, amount, and delivery method, and are typically lower than traditional money transfer operators.
We show you the total cost — fee plus rate — clearly before you send, so you can see exactly what your recipient will get. There are no hidden markups buried in fine print.
Mobile money transfers usually arrive within minutes. Bank deposits typically land within one business day. Cash pickup is usually ready within minutes of sending. Exact timing depends on the destination and delivery method.
Depending on the destination, you can send to a bank account, a mobile money wallet (like M-Pesa or GCash), or for cash pickup at a partner location.
Your first transfer takes less than 5 minutes
Download Dicha and send your first transfer today. No wallets, no waiting rooms — just money, sent.